Basic Information
Life Assured Details
Proposer Details
Other Details
Choose the family members you would like to cover
Adults
Children
Product Information
*Please select death benefit as 15 times of Premium to select Term & Terminal Illness rider.
In case your special date under DCB option is before your policy issuance date then revised special date will be day falling immediately after your policy issuance.
Any change related to premium payment mode,bonus payout frequency,cash bonus option and special date chosen under DCB option will not be allowed in future.
Incase of Annually in Advance option the Income payout date would be the date falling immediately after the policy issuance date.
Any change related to Premium payment mode and Income payout frequency will not be allowed in future
I wish to commute the vesting benefit up to the maximum limit allowed under prevailing regulations. I will inform the Company of any change to this decision, before the maturity date.
HospiCash Benefit | SurgiCash Benefit Sum Assured | CritiCash/ChildCare Benefit Sum Assured | OPD Care Rider | Health Care Cover | Health Care Sum Assured (ATPD) |
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Hospicash Benefit
Benefits payable upon minimum 24 hours of hospitilisation
Customers needs to choose per day benefit and number of days cover per year
Per Day Benefit | Rs 2500 to 20,000/- in multiple of 500 |
No of Days per year | 15/30/45/60 days |
ICU Benefit | 2X of Per day benefit opted |
Annual Limit |
Annual Sum Assured i.e. (Per day benefit x no of days per year) |
Lifetime Limit |
900 days (Benefit will terminate on exhaustion of lifetime limit) |
Surgicash Benefit
Category | No of Surgeries | % of SA payable | Examples |
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Listed Surgeries | 133 | ||
Category 1 | 24 | 25% | Amputation of foot or Hand |
Category 2 | 61 | 50% | Knee or hip replacement |
Category 3 | 38 | 75% | Aortic Valve Repair |
Category 4 | 10 | 100% | CABG |
Day Care | Unlimited | Min 10% of Sum Assured or Rs 50000/-(Annually 3 and Lifetime 30) | Cataract,Radiotherapy or Chemotherapy for Cancer |
Non-Listed Surgeries | Unlimited | 10% | All surgeries meeting surgical definition and requiring 24 hours hospitilization |
Annual Limit |
Max up to opted Sum Assured |
Lifetime Limit |
Entire Surgical SA claimed for 10 times of Annual Sum assured 30 claims for Day care surgeries during policy term |
Criticash Benefit
Category | No of CIs | % of SA payable |
---|---|---|
Minor Critical Illness's | 22 | Min of 25% of Sum Assured or Rs. 10,00,000 /- |
Major Critical Illness's | 33 | 100% less any minor claim alreday paid |
Catastrophic Critical Illnesses | 2 | 150% less any minor claim alreday paid |
Lifetime Limit |
Max up to opted Sum Assured |
Childcare Benefit
Category | No of CIs | % of SA payable |
---|---|---|
Juvenile Critical Illness's | 20 | 100% of Sum Assured |
Benefit Category | Benefit details | OPD Prime | OPD Elite | OPD Royal | |
Virtual consultations (Cashless only) | Virtual Consultations | Tele-Consultations via Chat/Phone/Video with GP | Unlimited | Unlimited | Unlimited |
Tele-Consultations via Chat/Phone/Video across 18+ Specialties | |||||
Emotional Wellness | Tele-Consultations via Chat/Phone/Video with Psychologists- 24*7 | ||||
Nutrition Management | Teleconsultations with Nutritionists & Health Coaches | ||||
Wellness & Assistance(On cashless basis only) | Preventive health check up | 3 Health check up package options* 1 for single life. 2 in floaters upto 4 lives and max 4 check ups allowed for floaters upto 9 lives |
Yes | Yes | Yes |
Dental wellness | Preventive screening and dental cleaning/polishing/ scaling | Yes | Yes | Yes | |
Chronic Care Management* | Chronic Disease Management Programs for conditions like Thyroid Management, Hypertension, Weight Management & Alcohol/Smoking Cessation etc | Basic Health Coaching.Unlimited Inbound & regular outbound calls | Basic Health Coaching.Unlimited Inbound & regular outbound calls | Basic Health Coaching.Unlimited Inbound & regular outbound calls | |
Yoga Sessions- Digital via App | Digital Yoga and wellbeing as courses to be added for Tata AIA, additionally monthly yoga webinars to be completed (live sessions) | Yes | Yes | Yes | |
Value Added Services | Discounted Pharmacy Ordering - In Store / Home Delivery (Upto 15% discount) Discounted Diagnostics- Home Sample collection/Centre Visit (Upto 20% discount) | Yes | Yes | ||
OPD coverage(On cashless + reimbursement basis) | Out Patient Consultations(Cashless & Non-cashless available) | In-person OPD Consultations with General Physicians & Specialists (Cashless & Non-cashless available) | 5 (In case of reimbursement-fixed benefit i.e credit of Rs 500 per consult, in wallet) |
10 (In case of reimbursement-fixed benefit i.e credit of Rs 500 per consult, in wallet) |
|
OPD Treatment | Diagnostic Cover (Pathology + Radiology)(Minor Procedures) (Cashless & Non-cashless available) |
5 (wallet credit of Rs 1000 per prescribed incident) |
10 (wallet credit of Rs 1000 per prescribed incident) |
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Pharmacy Cover - On cashless basis only. Wallet credit of Rs 500 each on every prescribed incident | 5 (Wallet credit of Rs 500 each on every prescribed incident) |
10 (Wallet credit of Rs 500 each on every prescribed incident) |
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Prescribed Physiotherapy Sessions (Cashless & Non-Cashless available) |
5 (In case of reimbursement- fixed benefit credit of 1000 per prescribed session, in wallet) |
10 (In case of reimbursement- fixed benefit credit of 1000 per prescribed session, in wallet) |
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Reimbursement in common wallet. Wallet balance can be used for other services also on vendor platform |
Please Select Transfer Liquid Fund
Fund Details
Fund Choice
Fund Name | Fund Allocation % | SFIN Codes |
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Withdrawal Plan
Joint Life Details
Withdrawal
Please check the inputs.
Child Information
Children | % Sum Assured | ||
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Total :
0%
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Medical Underwriting
Riders
Get premium discount on all riders you select
A Wellness Program that offers you an upfront discount on rider premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status, and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.
Health Care
Protection
Other Riders
TATA AIA Vitality: A Wellness Program that offers you an upfront discount on rider premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status, and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.
TATA AIA Vitality:A Wellness Program that offers you an upfront discount on Vitality Protect Advance premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status, and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.
TATA AIA Vitality: A Wellness Program that offers you an upfront discount on rider premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status, and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.
I confirm that I understand the [Hospicare, Criticare Plus] attached to my policy is subject to renewal every 5 years. I understand that the rider premium will vary with every renewal and I agree to pay the required premium for continuation of my policy with Tata AIA Life Insurance Company Limited.
Summary
Name | Annual Premium | Installment Premium | Goods And Services Tax | Inst. Premium with GST |
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No Record Found |
Basic Information
Proposer Details
Product Information