
|
i Systematic Insurance Plan () |
Other ULIP | |
|---|---|---|
| Policy admistration charge | NIL | Yes |
| Premium allocation charge | NIL | Yes |
| Fund management charge | Yes | Yes |
| Mortality charge | Yes | Yes |
| Return of mortality charge | Yes | No |
| Wealth boosters/loyalty additions | Yes | Yes |
| Inbuilt waver of premium | No | No |
| Tip: Total savings of Rs 55,500 due to Zero Policy Admin and Zero Premium Allocation charge on Rs 1Lakh regular premium for 10 years. | ||

Disclaimer In case of Income in Advance option the Income payout date would be the date falling immediately after the policy issuance date.Any change related to Premium payment mode, Bonus Payout frequency, Cash Bonus option will not be allowed in future.
Disclaimer In case of 50% year 1 Income option the Income payout date would be the date falling immediately after the policy issuance date. any change related to Premium payment mode and Income payout frequency will not be allowed in future.
| Type of Illness | Days of Hospitalization | Amount | ICU | Amount | Total Payout |
|---|---|---|---|---|---|
| Dengue | 4 | Rs. 4,000 | - | - | Rs. 4,000 |
| Chest pain | - | - | 3 days | Rs. 6,000 | Rs. 6,000 |
| Accident | 2 | Rs. 2,000 | 3 days | Rs. 6,000 | Rs. 8,000 |
| Category of surgery | Number of surgeries | % of SA Payable for 2L SA | Examples of surgeries |
|---|---|---|---|
| Category 1 | 10 | 100% | Coronary artery bypass surgery (CABG) |
| Category 2 | 43 | 75% | Angioplasty |
| Category 3 | 57 | 50% | Knee or hip replacement |
| Category 4 | 23 | 25% | Amputation of foot or Hand |
| Category 5 | Unlimited | 10% | All Surgeries meeting surgical definition and requiring 24 hours hospitalization |
| Type of Illness | No of illnesses covered | CI | Sum Assured | For SA 7.5 Lacs |
|---|---|---|---|---|
| Catastrophic | 2 | End stage Cancer | 150% of SA | 7.5 Lacs |
| Major | 33 | CABG, Heart Attack, Major Organ Transplant | 100% of SA | 5 Lacs |
| Minor 3 | 22 | Angioplasty, Early Cancer | 25% of SA | 1.25 Lacs |
| Benefit Category | OPD Essential | OPD Advance PLUS |
|---|---|---|
| Virtual Consultations | 12 | 16 |
| Out Patient Consultations | 6 | 12 |
| Pharmacy | 3 Prescriptions @Rs 250 | 4 Prescriptions @Rs 500 |
| Diagnostics | 6 Prescriptions @Rs 250 | 5 Prescriptions @Rs 500 |
| Prescribed Physiotherapy | 6 | 60 |
| Emotional Wellness | 6 | Unlimited Uncapped Usage |
| Nutrition Management | 6 | 10 |
| Chronic Care Management* | Basic Health Coaching | Basic Health Coaching |
| Emergency Care assistance | Not Available | Available |
| Value Added Services | Upto 15-20% on Pharmacy & Diagnostics | Upto 15-20% on Pharmacy & Diagnostics |
1 Thousand
Tell us your requirement
10 Thousand
1 US Dollar equals to 82.76 Indian Rupees
100 US Dollars = 8,277.73 Indian Rupees
Total Investment
₹ 50.23 L
- Multi Cap Fund###
Maturity Benefit |
₹ 50.23 L
Actual rate of returns for the Multi cap fund (last 5 years) is
Note:- This calculator is for illustration purposes only.Actual returns may vary.
Total Investment
₹ 50.23 L
- Multi Cap Fund ###
Maturity Benefit |
₹ 50.23 L
Actual rate of returns for the Multi cap fund (last 5 years) is
Note:- This calculator is for illustration purposes only.Actual returns may vary.