InstaProtect

For Age:

7% Premium discount³ on online purchase	Quote 1	Quote 2	Quote 3
Total Coverage	₹ 2,00,00,000 ₹ 2 Crore	₹ 1,00,00,000 ₹ 1 Crore	₹ 25 Lacs ₹ 50 Lacs ₹ 70 Lacs
Life Cover Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	₹ 30,00,000 ₹ 30 Lacs	₹ 20,00,000 ₹ 20 Lacs	₹ 15,00,000 ₹ 15 Lacs
Accidental Death (AD) Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	₹ 25,00,000 ₹ 25 Lacs	₹ 15,00,000 ₹ 15 Lacs	₹ 10,00,000 ₹ 10 Lacs
Accidental Total & Permanent Disability (ATPD) Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	₹ 25,00,000 ₹ 25 Lacs	₹ 15,00,000 ₹ 15 Lacs	₹ 10,00,000 ₹ 10 Lacs
HospiCare (HC) Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	₹ 10,00,000 ₹ 10 Lacs	₹ 10,00,000 ₹ 10 Lacs	₹ 10,00,000 ₹ 10 Lacs
Criticare Plus (CCP) Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	₹ 10,00,000 ₹ 10 Lacs	₹ 10,00,000 ₹ 10 Lacs	₹ 5,00,000 ₹ 5 Lacs
Do you want return of Premium? Dummy text Get Large Sum Assured discount on 1Cr Life cover & above	Yes No	Yes No	Yes No
How do you want to pay?
Policy Term will be (years)
Pay Premium for (years)
Premium Summary
Base Premium	₹	₹	₹
Total Discount Applied	₹	₹	₹
GST	₹	₹	₹
Premium (including GST)	₹	₹	₹
	SELECT	SELECT	SELECT

TATA AIA Vitality is a Wellness Program that gives an upfront discount of up to 10% on 1st year premium. You can also enjoy up to 30% discount on renewal premium basis your Vitality status (tracked on Tata AIA Vitality app).

TataAIA Life Insurance
Fortune Guarantee Pension

For , Age

Quote1

Quote2

How much do you want to
invest in the pension plan?

Premium Payment Mode

Premium Payment Term

Purchase Price

(Permium including GST)
Base Purchase Price
GST

₹

₹ 60,00,000
₹ 99,840

₹

₹ 50,00,000
₹ 9,00,000

Type of Annuity

Deferment Period

Pension Payment Mode

Premium Amount

₹ 33,888
(Monthly)

₹ 5,00,000
(Annually)

This includes 1% extra annuity rate when buying online

My Annuity Amount

Select

Quote1

Quote2

My Annuity Amount

Pension Payout Mode

My Annuity Amount

₹

How much you will have to invest to receive this pension?

Type of Annuity

Deferment Period

Premium Payment Term

Premium Payment Mode

Premium Amount

₹

This includes 1% extra annuity rate when buying online

Purchase Price

(Permium including GST)
Base Purchase Price
GST

₹ 60,99,840

₹
₹

₹ 59,00,000

₹
₹

Select

Tata AIA Life Insurance
Smart Value Income Plan

For Age:

	Quote 1	Quote 2
Options	Cash Bonus Accumulating Cash Bonus	Cash Bonus Accumulating Cash Bonus
I Want to Pay Annual Premium of
How often do you want to pay
Policy Pay Term (years)
Pay Premium For (years)
Life Cover
Payout Mode	NA	NA
Payout Frequency	NA	NA
Maturity Benefit	₹ ₹	₹ ₹
Returns Calculator
PremiumGST (4.5%)	₹ ₹	₹ ₹
Premium (incl. GST)	₹	₹
Digital Discount	(Total savings after 1% discount for Years)	(Total savings after 1% discount for Years)
	SELECT	SELECT

Quote details selected for TATA AIA Life Insurance Smart Value Income Plan

Investment Amount ₹ 1 Lac

Every year

For 10 years

TATA AIA Vitality Riders (Includes Wellness discount)

Term Booster

Additional payout in case of unfortunate death or diagnosis of a terminal illness

₹

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Accidental Death (AD)

Additional financial cushion in case of death due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Criticare Plus(CCP)

Cover 40 critical illness including cancer and heart illness.illness including cancer and heart illness.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Accidental Total and permanent Disability(ATPD)

Lumpsum benefits to take care of treat expenses and loss of income in case of disability due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Hospicare

Daily fixed amount paid for hospitalization, ICU and recovery period (No CoPay).

₹

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Base Policy (including G.S.T) ₹

Total Rider Premium (including G.S.T) ₹

Total Premium (including G.S.T) ₹

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Tata AIA Life Insurance

Sampoorna Raksha Supreme

for

Edit

Term plan premiums will be revised from 14^th August 2024.

7% Premium discount³ on online purchase	Quote 1	Quote 2
Total Life Cover Get Tax Free returns till 5L investment	more saving on premiums with term booster Term Booster Vitality savings applied	more saving on premiums with term booster Term Booster Vitality savings applied
Life Cover Get Large Sum Assured discount on 1Cr Life cover & above
Term Booster (Additional Life cover)	Yes No	Yes No
Cover Upto Age (years)	Most preferred policy term	Most preferred policy term
Premium payment option (years) Save more by paying for limited period of time (Limited Pay)
Limited premium Pay Term (years)	NA	NA
Would you like to get your premium back? (Return of premium) Lesser GST of 4.5% on premiums	Yes No NA	Yes No NA
Would you like to receive monthly Income for yourself? Lesser GST of only 4.5%	Yes No NA	Yes No NA
Income Start Age (years)	NA	NA
Income Rate (%)	NA	NA
Premium Frequency More savings with Annual Frequency
Premium Summary
Base Premium
Total Discount Applied
GST
Premium to be paid (Incl. GST)
	Term plan premiums will be revised from 14^th August 2024.	Term plan premiums will be revised from 14^th August 2024.

Quote details selected for Tata AIA Life Insurance Sampoorna Raksha Supreme

Life Cover

1 Crore

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Accidental Total and Permanent Disability (ATPD)

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

premium per

Remove

Criticare Plus(CCP)

Cover 40 critical illness including cancer and heart illness.illness including cancer and heart illness.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Accidental Death (AD)

Additional financial cushion in case of death due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Hospicare

Daily fixed amount paid for hospitalization, ICU and recovery period (No CoPay).

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Base Policy Premium (including G. S. T)

Total Rider Premium (including G. S. T)

Total Premium (including G. S. T)

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Tata AIA

Sampoorna Raksha Promise

for

Edit

10% Premium discount³ on online purchase	Quote 1	Quote 2
Life Cover Get Large Sum Assured discount on 1Cr Life cover & above	Term Booster Vitality savings applied	Term Booster Vitality savings applied
Life Cover Get Large Sum Assured discount on 1Cr Life cover & above
Term Booster (Additional Life cover)	Yes No	Yes No
Cover Upto Age (years)	Most preferred policy term	Most preferred policy term
Premium payment option (years) Save more by paying for limited period of time (Limited Pay)	10% Discount applied	10% Discount applied
Limited premium Pay Term (years)	NA	NA
Would you like to get your premium back? (Return of premium) Lesser GST of 4.5% on premiums	Yes No NA	Yes No NA
Super Retirement Benefit Option to receive upto 100% of the Total Premiums Paid (excluding discount)	Yes No NA	Yes No NA
Life Stage option	Yes No NA	Yes No NA
Premium Frequency More savings with Annual Frequency	5.9% Discount applied	5.9% Discount applied
Premium Summary
Base Premium
GST
Total Discount Applied
Premium to be paid (Incl. GST)
Get 5% TATA NeuCoin in TATA Neu app

Quote details selected for Tata AIA Sampoorna Raksha Promise

Life Cover

1 Crore

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Accidental Total and Permanent Disability (ATPD)

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

premium per

Remove

Criticare Plus(CCP)

Cover 40 critical illness including cancer and heart illness.illness including cancer and heart illness.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Accidental Death (AD)

Additional financial cushion in case of death due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Hospicare

Daily fixed amount paid for hospitalization, ICU and recovery period (No CoPay).

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Base Policy Premium (including G. S. T)

Total Rider Premium (including G. S. T)

Total Premium (including G. S. T)

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Tata AIA Life Insurance

Smart Sampoorna Raksha Plus

for

Edit

	Quote 1	Quote 2
How much you want to invest	2 Lacs	5 Lacs
Pay premium for (years)
Policy term will be (years)
Investment preference	Balanced Low Risk Returns & Security	Balanced Low Risk Returns & Security
Fund Allocation	view fund details	view fund details
Actual returns of funds selected over last 5 years	@11.30% per annum	@11.30% per annum
Maturity Benefit ^#	₹88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97	₹ 2,20,53,493 ₹ 2 Crore 20 Lacs 53 Thousands 4 Hundred and 93
Total Cover	₹ 0	₹ 0
Life Cover	50 Lacs	50 Lacs
(Life cover + Terminal illness cover)
Accidental Death (AD)	50 Lacs	50 Lacs
Accidental Total and Permanent Disability (ATPD)	50 Lacs	50 Lacs
Premium^# GST@18% Premium (including GST)	₹ 0 ₹ 0 ₹ 0	₹ 0 ₹ 0 ₹ 0

# Get tax benefits under section 80C on premium payment and tax free maturity benefit under 10(10D), subject to prevaling tax laws.TATA AIA Vitality is a Wellness Program that gives an upfront discount of up to 10% on 1st year premium. You can also enjoy up to 30% discount on renewal premium basis your Vitality status (tracked on Tata AIA Vitality app).

Term Booster, Accidental Death, Accidental Total & Permanent Disability are available with Tata AIA Tata AIA Vitality Protect Plus (UIN:110B046V01or any other later version) A Non-linked, Non-participating, Individual Health Rider. Click to download brochure.

TATA AIA Vitality: A Wellness Program that offers you an upfront discount on rider premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status, and be rewarded for your fitness with a discount at Gold and Platinum status. Check vitality welcome letter in your policy document for more information.

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Tata AIA

i Systematic Insurance Plan (iSIP)

for

Edit

Invest

2 Lacs

For

Pay early with limited pay

Yes No

iSIP Wealth

Know more

Actual rate of returns
for the fund selected

13.48% (last 5 years)

Investment Strategy

Balanced (Low Risk Returns & Security)

Zero Policy Admin Charge
Zero Premium Allocation Charge

Till you pay ₹

You get ₹

Life Cover

₹

iSIP Young Genius

Know more

Actual rate of returns
for the fund selected

13.48% (last 5 years)

Investment Strategy

Balanced (Low Risk Returns & Security)

Zero Policy Admin Charge
Zero Premium Allocation Charge
Waiver of Premium

Till you pay ₹ 5.00 Lakh

You get ₹

Life Cover

₹

Back Continue

Quote details selected for TATA AIA i Systematic Insurance Plan

Investment Amount ₹ 1 Lac

As year

For 10 years

Additional cover with Riders

Tata AIA Life Insurance Accidental Death and Dismemberment

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium Plus

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Base Policy (including G.S.T) ₹

Total Rider Premium (including G.S.T) ₹

Total Premium (including G.S.T) ₹

Back Continue

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

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Tata AIA

Life Protect Supreme (USD Denominated)

for

Edit

Choose Plan Option
Life Cover	$5 Crore	$2 Crore
Premium Frequency
Cover Upto Age (years)
Pay Premium For (years) Save more by paying for limited period of time (Limited Pay)
Limited Premium Pay Term (years)	NA	NA
Life Stage Option Lesser GST of only 4.5%	Yes No NA	Yes No NA
Premium Summary
Base Premium
Total Discount Applied
GST
Premium to be paid (Incl. GST)

Quote details selected for Tata AIA Life Protect Supreme (USD Denominated)

Plan Option

Sum Assured

Mode

TATA AIA Riders

Critical Illness

Cover 40 critical illness including cancer and heart illness.

Policy Term 54 Years

Premium Payment Term 15 Years

Accidental Death Benefit

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

Policy Term 54 Years

Premium Payment Term 15 Years

Accidental Total & Permanent Disability Benefit

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

Policy Term 54 Years

Premium Payment Term 15 Years

Accidental Total & Permanent Disability Benefit (Waiver of Premiums)

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

Policy Term 54 Years

Premium Payment Term 15 Years

Base Policy Premium

Total Rider Premium

Total Premium

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Tata AIA

Smart Annuity Plan

for

Edit

	Quote 1	Quote 2
I want to Pay Purchase Price of
I want to Receive Annual Annuity of
Premium Payment Mode
Premium Payment Term
Annuity Payout Mode
Type Of Annuity
Deferment Period
Option
Annuity Amount
This includes 2% extra annuity when buying online
Purchase Price including GST
Purchase Price excluding GST
GST

we have two quotes for you

You can customize these basis your requirements

Tata AIA Life Insurance

Fortune Guarantee Secure

for

Edit

Receive income as

Invest

Get Tax Free returns till 5L investment

Every

For

Total Guaranteed Benefit

₹

Guaranteed Income

From Till

₹

Every

Maturity Benefit

(in 2042)

₹

LifeCover

₹

Pay ₹

2% discount on premium applied

View premium breakup

Invest

Get Tax Free returns till 5L investment

Every

For

Total Guaranteed Benefit

(from 2023 till 2042)

₹

Guaranteed Income

From Till

₹

Every

Maturity Benefit

(in 2042)

₹

LifeCover

₹

Pay ₹

2% discount on premium applied

View premium breakup

Back Continue

Quote details selected for TATA AIA Life Insurance Fortune Guarantee Secure

Investment Amount ₹1 Lac

Every year

For 10 years

Vitality Rider Benefit Protection Riders

TATA AIA Vitality Riders (Includes Wellness discount)

Term Booster

Additional payout in case of unfortunate death or diagnosis of a terminal illness

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Accidental Death (AD)

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Criticare Plus(CCP)

Cover 40 critical illness including cancer and heart illness.illness including cancer and heart illness.

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Accidental Total and permanent Disability(ATPD)

Lumpsum benefits to take care of treat expenses and loss of income in case of disability due to accident.

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Hospicare

Daily fixed amount paid for hospitalization, ICU and recovery period (No CoPay).

Policy Term 54 Years

Premium Payment Term 15 Years

₹

Premium per

Remove

Benefit Protection Rider

Benefit allows premium waive-off / policy continuation in case of terminal illness / death of Life Insured.

₹1.5 Crore

Policy Term 40 Years

Premium Payment Term 40 Years

₹

Premium per annum

Remove

Auto Renewal

I confirm that I understand the [Hospicare, Criticare Plus ] attached to my policy is subject to renewal every 5 years. I understand that the rider premium will vary with every renewal and I agree to pay the required premium for continuation of my policy with Tata AIA Life Insurance Company Limited.

Base Policy (including G.S.T) ₹

Total Rider Premium (including G.S.T) ₹

Total Premium (including G.S.T) ₹

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TATA AIA Premier SIP

for

Edit

Premier SIP

Invest

Every

For

+ +

Tax Free Maturity amount^##

@8%

38.23 Cr

@4%

38.23 Lacs

Funds selected has given returns of
26%

in last 5 years

Know Your Returns

Investment Strategy

Balanced

Payout by

Return of Premium

No Yes

Life Cover
Base cover + Term Booster Cover

Tata AIA Vitality Protect Advance
Accidental Death

Tata AIA Vitality Protect Advance
Accidental Total & Permanent
Disability

Premier SIP

Invest

Every

For

+ +

Tax Free Maturity amount^##

@8%

38.23 Cr

@4%

38.23 Lacs

Funds selected has given returns of
26%

in last 5 years

Know Your Returns

Investment Strategy

Balanced

Payout by

Return of Premium

No Yes

Life Cover
Base cover + Term Booster Cover

Tata AIA Vitality Protect Advance
Accidental Death

Tata AIA Vitality Protect Advance
Accidental Total & Permanent
Disability

Back Continue

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

SurgiCash Benefit

CritiCash Benefit

HospiCash Benefit

Accidental Death Benefit

VitaHealth ATPPD

Term & Terminal Illness

Health Pro Sum Assured (ATPPD)

Surgical Benefit

Critical Illness Benefit

HospiCash Benefit

Accidental Death Benefit

VitaHealth ATPPD

Term & Terminal Illness

Health Sum Assured (ATPPD)

	Benefit Category	Benefit details	OPD Prime	OPD Elite	OPD Royal
Virtual consultations (Cashless only)	Virtual Consultations	Tele-Consultations via Chat/Phone/Video with GP	Unlimited	Unlimited	Unlimited
		Tele-Consultations via Chat/Phone/Video across 18+ Specialties
	Emotional Wellness	Tele-Consultations via Chat/Phone/Video with Psychologists- 24*7
	Nutrition Management	Teleconsultations with Nutritionists & Health Coaches


Wellness & Assistance(On cashless basis only)	Preventive health check up	On cashless basis only within vendor network	Yes	Yes	Yes
	Dental wellness	Preventive screening and dental cleaning/polishing/ scaling	Yes	Yes	Yes
	Chronic Care Management*	Chronic Disease Management Programs for conditions like Thyroid Management, Hypertension, Weight Management & Alcohol/Smoking Cessation etc	Basic Health Coaching.Unlimited Inbound & regular outbound calls	Basic Health Coaching.Unlimited Inbound & regular outbound calls	Basic Health Coaching.Unlimited Inbound & regular outbound calls
	Yoga Sessions- Digital via App	Digital Yoga and wellbeing as courses to be added for Tata AIA, additionally monthly yoga webinars to be completed (live sessions)	Yes	Yes	Yes
	Value Added Services	Discounted Pharmacy Ordering - In Store / Home Delivery (Upto 15% discount) Discounted Diagnostics- Home Sample collection/Centre Visit (Upto 20% discount)	Yes	Yes	Yes

OPD coverage(On cashless + reimbursement basis)	Out Patient Consultations(Cashless & Non-cashless available)	In-person OPD Consultations with General Physicians & Specialists (Cashless & Non-cashless available)		5 (In case of reimbursement-fixed benefit i.e credit of Rs 500 per consult, in wallet)	10 (In case of reimbursement-fixed benefit i.e credit of Rs 500 per consult, in wallet)
	OPD Treatment	Diagnostic Cover (Pathology + Radiology)(Minor Procedures) (Cashless & Non-cashless available)		5 (wallet credit of Rs 1000 per prescribed incident)	10 (wallet credit of Rs 1000 per prescribed incident)
		Pharmacy Cover - On cashless basis only. Wallet credit of Rs 500 each on every prescribed incident		5 (Wallet credit of Rs 500 each on every prescribed incident)	10 (Wallet credit of Rs 500 each on every prescribed incident)
		Prescribed Physiotherapy Sessions (Cashless & Non-Cashless available)		5 (In case of reimbursement- fixed benefit credit of 1000 per prescribed session, in wallet)	10 (In case of reimbursement- fixed benefit credit of 1000 per prescribed session, in wallet)
					Reimbursement in common wallet. Wallet balance can be used for other services also on vendor platform

Create your health plan to fit your needs with flexible options and personalized choices, you can design a plan that provides the coverage and benefits that matter most to you

Hospi Cash

Min ₹500 - Max ₹40,000

Hospi Cash Days

Option to select 15/30/45/60 Days

Surgi Cash

Min ₹1 Lac - Max ₹20 Lacs

Criti Cash

Min ₹2 Lacs - Max ₹5 Cr

OPD Care Benefit

Cover Upto Age

Premium Payment Term

Premium Payment Term Frequency

Do you want Overseas benefits

Yes

Premium ₹

Create your health plan to fit your needs with flexible options and personalized choices, you can design a plan that provides the coverage and benefits that matter most to you

Hospi Cash

Min ₹500 - Max ₹40,000

Hospi Cash Days

Option to select 15/30/45/60 Days

Surgi Cash

Min ₹1 Lac - Max ₹20 Lacs

Criti Cash

Min ₹2 Lacs - Max ₹5 Cr

OPD Care Benefit

Cover Upto Age

Premium Payment Term

Premium Payment Term Frequency

Do you want Overseas benefits

Yes

Premium ₹

Fixed benefit Up to Rs. 1,000/- per day on hospitalization
Option to choose from 30 & 60 days of cover
Ambulance Cover of up to Rs. 5,000/- per year

Type of Illness	Days of Hospitalization	Amount	ICU	Amount	Total Payout
Dengue	4	Rs. 4,000	-	-	Rs. 4,000
Chest pain	-	-	3 days	Rs. 6,000	Rs. 6,000
Accident	2	Rs. 2,000	3 days	Rs. 6,000	Rs. 8,000

Up to Rs. 2L Sum Assured p.a.
133 Listed + Unlimited Unlisted Surgeries*
Ambulance cover Up to Rs. 5,000/- per year

Category of surgery	Number of surgeries	% of SA Payable for 2L SA	Examples of surgeries
Category 1	10	100%	Coronary artery bypass surgery (CABG)
Category 2	43	75%	Angioplasty
Category 3	57	50%	Knee or hip replacement
Category 4	23	25%	Amputation of foot or Hand
Category 5	Unlimited	10%	All Surgeries meeting surgical definition and requiring 24 hours hospitalization

	Benefit Category	Benefit Details	OPD Prime
Virtual consultations (Cashless only)	Virtual Consultations	Tele-Consultations via Chat/Phone/Video with GP
		Tele-Consultations via Chat/Phone/Video across 18+ Specialties	Unlimited
	Emotional Wellness	Tele-Consultations via Chat/Phone/Video with Psychologists - 24*7
	Nutrition Management	Tele-consultations with Nutritionists & Health Coaches
Wellness & Assistance (On cashless basis only)	Preventive health check up	3 Health check up package options* 1 for single life, 2 in floaters up to 4 lives, and max 4 check-ups allowed for floaters up to 9 lives	Yes
	Dental wellness	Preventive screening and dental cleaning/polishing/scaling	Yes
	Chronic Care Management*	Chronic Disease Management Programs for conditions like Thyroid, Hypertension, Weight Management, Alcohol/Smoking Cessation, etc.	Basic Health Coaching, Unlimited Inbound & Regular Outbound Calls
	Yoga Sessions - Digital via App	Digital Yoga and wellbeing as courses for Tata AIA, plus monthly live yoga webinars	Yes
	Value Added Services	Discounted Pharmacy Ordering - In Store / Home Delivery (Up to 15% discount)	Yes
OPD coverage (On cashless + reimbursement basis)	Out Patient Consultations (Cashless & Non-cashless available)	In-person OPD Consultations with General Physicians & Specialists (Cashless & Non-cashless available)
	OPD Treatment	Diagnostic Cover (Pathology + Radiology) (Minor Procedures) (Cashless & Non-cashless available)
	Pharmacy Cover	On cashless basis only. Wallet credit of Rs 500 for each prescribed incident. Prescribed Physiotherapy Sessions (Cashless & Non-cashless available)

High Sum Assured up to Rs. 5 Lacs
57 multistage CI covered
Ambulance cover Up to Rs. 5,000/- per year
Waiting period - 3 and 6 months
Unlimited day care procedures

Type of Illness	No of illnesses covered	CI	Sum Assured	For SA 7.5 Lacs
Catastrophic	2	End stage Cancer	150% of SA	7.5 Lacs
Major	33	CABG, Heart Attack, Major Organ Transplant	100% of SA	5 Lacs
Minor 3	22	Angioplasty, Early Cancer	25% of SA	1.25 Lacs

Benefit Category	OPD Essential	OPD Advance PLUS
Virtual Consultations	12	16
Out Patient Consultations	6	12
Pharmacy	3 Prescriptions @Rs 250	4 Prescriptions @Rs 500
Diagnostics	6 Prescriptions @Rs 250	5 Prescriptions @Rs 500
Prescribed Physiotherapy	6	60
Emotional Wellness	6	Unlimited Uncapped Usage
Nutrition Management	6	10
Chronic Care Management*	Basic Health Coaching	Basic Health Coaching
Emergency Care assistance	Not Available	Available
Value Added Services	Upto 15-20% on Pharmacy & Diagnostics	Upto 15-20% on Pharmacy & Diagnostics

* For conditions like diabities, Hypertension, High Cholesterol, Weight Management,Thyroid.
OPD riders is available ony for PT 5 years, thereafter extended upto base cover.
OPD Benefits will be available in India only and NRI customer must have mobile number with country code +91 to avail OPD services

Fixed benefit Up to Rs. 1,000/- per day on hospitalization
Option to choose from 30 & 60 days of cover
Ambulance Cover of up to Rs. 5,000/- per year

Type of Illness	Days of Hospitalization	Amount	ICU	Amount	Total Payout
Dengue	4	Rs. 4,000	-	-	Rs. 4,000
Chest pain	-	-	3 days	Rs. 6,000	Rs. 6,000
Accident	2	Rs. 2,000	3 days	Rs. 6,000	Rs. 8,000

Up to Rs. 2L Sum Assured p.a.
133 Listed + Unlimited Unlisted Surgeries*
Ambulance cover Up to Rs. 5,000/- per year

Category of surgery	Number of surgeries	% of SA Payable for 2L SA	Examples of surgeries
Category 1	10	100%	Coronary artery bypass surgery (CABG)
Category 2	43	75%	Angioplasty
Category 3	57	50%	Knee or hip replacement
Category 4	23	25%	Amputation of foot or Hand
Category 5	Unlimited	10%	All Surgeries meeting surgical definition and requiring 24 hours hospitalization

High Sum Assured up to Rs. 5 Lacs
57 multistage CI covered
Ambulance cover Up to Rs. 5,000/- per year
Waiting period - 3 and 6 months
Unlimited day care procedures

Type of Illness	No of illnesses covered	CI	Sum Assured	For SA 7.5 Lacs
Catastrophic	2	End stage Cancer	150% of SA	7.5 Lacs
Major	33	CABG, Heart Attack, Major Organ Transplant	100% of SA	5 Lacs
Minor 3	22	Angioplasty, Early Cancer	25% of SA	1.25 Lacs

Benefit Category	OPD Essential	OPD Advance PLUS
Virtual Consultations	12	16
Out Patient Consultations	6	12
Pharmacy	3 Prescriptions @Rs 250	4 Prescriptions @Rs 500
Diagnostics	6 Prescriptions @Rs 250	5 Prescriptions @Rs 500
Prescribed Physiotherapy	6	60
Emotional Wellness	6	Unlimited Uncapped Usage
Nutrition Management	6	10
Chronic Care Management*	Basic Health Coaching	Basic Health Coaching
Emergency Care assistance	Not Available	Available
Value Added Services	Upto 15-20% on Pharmacy & Diagnostics	Upto 15-20% on Pharmacy & Diagnostics

* For conditions like diabities, Hypertension, High Cholesterol, Weight Management,Thyroid.
OPD riders is available ony for PT 5 years, thereafter extended upto base cover.
OPD Benefits will be available in India only and NRI customer must have mobile number with country code +91 to avail OPD services

we have two quotes for you

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Tata AIA Life Insurance

Maha Raksha Supreme Select

for

Edit

Get 5% TATA NeuCoin in TATA Neu app

	Quote 1	Quote 2
Total Life Cover Most of our customers prefer at least 1 CR Life cover	more saving on premiums with term booster Term Booster Vitality savings applied	more saving on premiums with term booster Term Booster Vitality savings applied
Life Cover Get Large Sum Assured discount on 1Cr Life cover & above	₹2 Crore	₹2 Crore
Premium Frequency More savings with Annual Frequency
Term Booster (Additional Life cover)	Yes No	Yes No
Cover Upto Age (years)
Pay Premium For (years) Save more by paying for limited period of time (Limited Pay)
Limited Premium Pay Term (years)	Avail large Sum Assured discount of 76% on Sum Assured of 2 crore and above NA	Avail large Sum Assured discount of 76% on Sum Assured of 2 crore and above NA
Return of Premium	Yes No NA	Yes No NA
Super Retirement Benefit Option to receive upto 100% of the Total Premiums Paid (excluding discount)	Yes No NA	Yes No NA
Life Stage Option Lesser GST of only 4.5%	Yes No NA	Yes No NA
Income Start Age (years)	NA	NA
Income Rate (%)	NA	NA
Premium Summary
Base Premium
GST
Total Discount Applied
Premium to be paid (Incl. GST)

Quote details selected for Tata AIA Life Insurance MahaRaksha Supreme Select

Life Cover

1 Crore

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Accidental Total and Permanent Disability (ATPD)

Lumpsum benefit to take care of the treatment expenses and loss of income in case of disability due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

premium per

Remove

Criticare Plus(CCP)

Cover 40 critical illness including cancer and heart illness.illness including cancer and heart illness.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Accidental Death (AD)

Additional financial cushion in case of death due to accident.

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Hospicare

Daily fixed amount paid for hospitalization, ICU and recovery period (No CoPay).

₹

Policy Term 54 Years

Premium Payment Term 15 Years

Premium per

Remove

Base Policy Premium (including G. S. T)

Total Rider Premium (including G. S. T)

Total Premium (including G. S. T)

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Tata AIA Life Insurance

Smart Sampoorna Raksha Pro

for

Edit

Param Rakshak 2.0

Life Cover

Base Cover + Term Booster Cover

₹1 Crores

Upto Age

Life Cover + Linked Returns + 2 Riders

Accidental death cover i-icon

Accidental total & permanent disability cover i-icon

Maturity Amount at

₹45,79,505

Actual rate of returns for the fund selected (last 5 years)

13%

Investment Strategy

Balanced

(Low Risk Returns & Security)

Benefits under this plan
Option of Whole Life Cover
Flexible Premium paying terms and Policy Terms
Returns on Policy Maturity
Wellness program with TATA AIA Vitality
Accidental Death and Permanent Disability Benefit

Pay
₹ 74,508

Total Discount Applied : ₹683

View premium breakup

Every

Till

Param Rakshak 2.0

Life Cover

Base Cover + Term Booster Cover

₹4 Crores

Upto Age

Life Cover + Linked Returns + 2 Riders

Accidental death cover i-icon

Accidental total & permanent disability cover i-icon

Maturity Amount at

₹1,36,77,254

Actual rate of returns for the fund selected (last 5 years)

13%

Investment Strategy

Balanced

(Low Risk Returns & Security)

Benefits under this plan
Option of Whole Life Cover
Flexible Premium paying terms and Policy Terms
Returns on Policy Maturity
Wellness program with TATA AIA Vitality
Accidental Death and Permanent Disability Benefit

Pay
₹ 2,71,508

Total Discount Applied : ₹2,720

View premium breakup

Every

Till

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TATA AIA Vitality: A Wellness Program that offers you an upfront discount on premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.

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Tata AIA

Life Insurance Fortune Pro

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Edit

	Quote 1	Quote 2
Invest
Premium Frequency
Cover Upto Age (years)
Pay Premium For (years)
Limited Premium Pay Term (years)	NA	NA
Investment preference	Balanced Low Risk Returns & Security	Balanced Low Risk Returns & Security
Fund Allocation	view fund details	view fund details
Life Cover	₹	₹
Maturity Benefit	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97
Premium

Quote details selected for Tata AIA Life Insurance Fortune Pro

Life Cover

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Tata AIA Life Insurance Accidental Death and Dismemberment

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium Plus

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

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Tata AIA

Life Insurance Wealth Pro

for

Edit

	Quote 1	Quote 2
Invest
Premium Frequency
Cover Upto Age (years)
Pay Premium For (years)
Limited Premium Pay Term (years)	NA	NA
Investment preference	Balanced Low Risk Returns & Security	Balanced Low Risk Returns & Security
Fund Allocation	view fund details	view fund details
Life Cover	₹	₹
Maturity Benefit	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97
Premium

Quote details selected for Tata AIA Life Insurance Wealth Pro

Life Cover

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Tata AIA Life Insurance Accidental Death and Dismemberment

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium Plus

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

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Tata AIA

Life Insurance Fortune Maxima

for

Edit

	Quote 1	Quote 2
Invest
Premium Frequency
Cover Upto Age (years)
Pay Premium For (years)
Limited Premium Pay Term (years)	NA	NA
Investment preference	Balanced Low Risk Returns & Security	Balanced Low Risk Returns & Security
Fund Allocation	view fund details	view fund details
Life Cover	₹	₹
Maturity Benefit	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97
Premium

Quote details selected for Tata AIA Life Insurance Fortune Maxima

Life Cover

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Tata AIA Life Insurance Accidental Death and Dismemberment

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium Plus

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

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we have two quotes for you

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Tata AIA

Life Insurance Wealth Maxima

for

Edit

	Quote 1	Quote 2
Invest
Premium Frequency
Cover Upto Age (years)
Pay Premium For (years)
Limited Premium Pay Term (years)	NA	NA
Investment preference	Balanced Low Risk Returns & Security	Balanced Low Risk Returns & Security
Fund Allocation	view fund details	view fund details
Life Cover	₹	₹
Maturity Benefit	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97	₹ 88,21,397 ₹ 88 Lacs 21 Thousands 3 Hundred and 97
Premium

Quote details selected for Tata AIA Life Insurance Wealth Maxima

Life Cover

Cover upto age

Pay Premium for

TATA AIA Vitality Riders (Includes Wellness discount)

Tata AIA Life Insurance Accidental Death and Dismemberment

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Tata AIA Life Insurance Waiver of Premium Plus

Additional financial cushion in case of death due to accident.

Policy Term 54 Years

Back Continue

we have two quotes for you

You can customize these basis your requirements

Tata AIA

Param Raksha

for

Edit

Select Package

Life Cover i-icon

Base Cover + Term Booster Cover

₹1 Crore

Upto Age

Tata AIA Vitality Protect Advance- Accidental Death i-icon

Tata AIA Vitality Protect Advance- Accidental Total & Permanent Disability i-icon

Tata AIA Vitality Protect Advance- Term Booster i-icon

Avail Tax benefits under section 80C and 10(10D)

Tax Free Maturity Amount ^##

@8%

38.23 Cr

@4%

38.23 Lacs

Fund selected has given returns of
13% in last 5 years

Know Your Return

Investment Strategy

Balanced

Payout By

Pay ₹ 40,000

View premium breakup

Every

Select Package

Life Cover i-icon

Base Cover + Term Booster Cover

₹2 Crores

Upto Age

Tata AIA Vitality Protect Advance- Accidental Death i-icon

Tata AIA Vitality Protect Advance- Accidental Total & Permanent Disability i-icon

Tata AIA Vitality Protect Advance- Term Booster i-icon

Avail Tax benefits under section 80C and 10(10D)

Tax Free Maturity Amount ^##

@8%

38.23 Cr

@4%

38.23 Lacs

Fund selected has given returns of
13% in last 5 years

Know Your Return

Investment Strategy

Balanced

Payout By

Pay ₹ 40,000

View premium breakup

Every

Back

Congratulation on receiving TATA AIA Vitality Wellness Program discount on Vitality Protect Advance premium. Premium Quote Shown above is including TATA AIA Vitality Wellness Program Discount.
TATA AIA Vitality: A Wellness Program that offers you an upfront discount on premium. You can also earn premium discount/cover booster (as applicable) for subsequent years on policy anniversary basis Vitality Status tracked through the Tata AIA Vitality app. Stay active to avoid an increase in premium at Bronze or Silver status and be rewarded for your fitness with a discount at Gold and Platinum status. Check Vitality welcome letter in your policy document for more information.

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

Withdrawal Plan

DIY Withdrawal Plan

No Yes

Withdrawal Option

Withdrawal Rate

Start Year

Payout Frequency

Save

	i Systematic Insurance Plan ()	Other ULIP
Policy admistration charge	NIL	Yes
Premium allocation charge	NIL	Yes
Fund management charge	Yes	Yes
Mortality charge	Yes	Yes
Return of mortality charge	Yes	No
Wealth boosters/loyalty additions	Yes	Yes
Inbuilt waver of premium	No	No
Tip: Total savings of Rs 55,500 due to Zero Policy Admin and Zero Premium Allocation charge on Rs 1Lakh regular premium for 10 years.

View our fund returns

Since Inception

3 Years

5 Years

First Name

Middle Name

Last Name

Select Date Of Birth(DD-MM-YYYY)

Select Gender

Fixed benefit Up to Rs. 1,000/- per day on hospitalization
Option to choose from 30 & 60 days of cover
Ambulance Cover of up to Rs. 5,000/- per year

Type of Illness	Days of Hospitalization	Amount	ICU	Amount	Total Payout
Dengue	4	Rs. 4,000	-	-	Rs. 4,000
Chest pain	-	-	3 days	Rs. 6,000	Rs. 6,000
Accident	2	Rs. 2,000	3 days	Rs. 6,000	Rs. 8,000

Up to Rs. 2L Sum Assured p.a.
133 Listed + Unlimited Unlisted Surgeries*
Ambulance cover Up to Rs. 5,000/- per year

Category of surgery	Number of surgeries	% of SA Payable for 2L SA	Examples of surgeries
Category 1	10	100%	Coronary artery bypass surgery (CABG)
Category 2	43	75%	Angioplasty
Category 3	57	50%	Knee or hip replacement
Category 4	23	25%	Amputation of foot or Hand
Category 5	Unlimited	10%	All Surgeries meeting surgical definition and requiring 24 hours hospitalization

High Sum Assured up to Rs. 5 Lacs
57 multistage CI covered
Ambulance cover Up to Rs. 5,000/- per year
Waiting period - 3 and 6 months
Unlimited day care procedures

Type of Illness	No of illnesses covered	CI	Sum Assured	For SA 7.5 Lacs
Catastrophic	2	End stage Cancer	150% of SA	7.5 Lacs
Major	33	CABG, Heart Attack, Major Organ Transplant	100% of SA	5 Lacs
Minor 3	22	Angioplasty, Early Cancer	25% of SA	1.25 Lacs

Benefit Category	OPD Essential	OPD Advance PLUS
Virtual Consultations	12	16
Out Patient Consultations	6	12
Pharmacy	3 Prescriptions @Rs 250	4 Prescriptions @Rs 500
Diagnostics	6 Prescriptions @Rs 250	5 Prescriptions @Rs 500
Prescribed Physiotherapy	6	60
Emotional Wellness	6	Unlimited Uncapped Usage
Nutrition Management	6	10
Chronic Care Management*	Basic Health Coaching	Basic Health Coaching
Emergency Care assistance	Not Available	Available
Value Added Services	Upto 15-20% on Pharmacy & Diagnostics	Upto 15-20% on Pharmacy & Diagnostics

* For conditions like diabities, Hypertension, High Cholesterol, Weight Management,Thyroid.
OPD riders is available ony for PT 5 years, thereafter extended upto base cover.
OPD Benefits will be available in India only and NRI customer must have mobile number with country code +91 to avail OPD services

Child Age in years :

Saving Objective

Child Age when Amount is needed :

Current Education Cost

₹

Inflation Rate

Current Savings For Education

₹

Expected Annual Rate of Return on Investment

CashBonus

AccumulatingCash Bonus

CashBonus

AccumulatingCash Bonus

Receive income as

Pay early with limited pay

Set auto debit

Smart Sampoorna Raksha Plus

Invest

For

For

Pay early with limited pay

iSIP Wealth

iSIP Young Genius

Annual Invest

Payment frequency

For

Receive income as

Invest

Every

For

Invest

Every

For

Do you want Return of Premium

Do you want additional exciting benefit

Do you have an existing critical illness cover?

Click here to customize your plan

Save upto ₹ 1 Lakh per financial year in tax9 under Section 80D

Save upto ₹ 1 Lakh per financial year in tax9 under Section 80D

Additional Benefits

Choose survival period benefit

Overseas Treatment Booster

Customize your own plan

Customize your own plan

Do you want Return of Premium

Do you want additional exciting benefit

Do you have an existing critical illness cover?

HospiCash Benefit

SurgiCash Benefit

Benefit Details

CritiCash Benefit

OPD Care Benefit

HospiCash Benefit

SurgiCash Benefit

CritiCash Benefit

OPD Care Benefit

ATPD Benefit

Choose OPD Benefits

Choose Survival Period

Smoking Status

Choose Survival Period

Plan Option

Pay early with limited pay

Set auto debit

Avail Tax benefits under section 80C and 10(10D)

Avail Tax benefits under section 80C and 10(10D)

Avail Tax benefits under section 80C and 10(10D)

Avail Tax benefits under section 80C and 10(10D)

Annual Invest

For

For

i Systematic Insurance Plan details

Edit Personal Info

Additional Benefits

Choose survival period benefit

Diagnostic Test Benefit

Restoration Benefit for HospiCash

Restoration Benefit for SurgiCash

Overseas Treatment Booster

Investment Preference

Fund Allocation details

Policy Anniversary

50% year 1 income

Edit Personal Info

HospiCash Benefit

SurgiCash Benefit

CritiCash Benefit

OPD Care Benefit

Choose Survival Period

Cash
Bonus

Accumulating
Cash Bonus

Cash
Bonus

Accumulating
Cash Bonus

Save upto ₹ 1 Lakh per financial year in tax⁹ under Section 80D

Save upto ₹ 1 Lakh per financial year in tax⁹ under Section 80D